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dos. The fresh new prospectus enhance discussed the mortgage-to-value ratio, otherwise LTV, since the “proportion of dominant balance of these mortgage at the time away from devotion to help you (a) in the example of a purchase, brand new lower of your income cost of this new mortgaged property and you may their appraised value in the course of marketing or (b) regarding a great refinancing otherwise amendment, the appraised worth of this new mortgaged assets in the course of the brand new refinancing or modification.” [Back]
3. Brand new prospectus supplement defined the new mutual loan-to-well worth ratio, otherwise CLTV, since the “the fresh new ratio of your prominent harmony of your own next-lien home loan, because of the an excellent harmony of your relevant basic-lien home mortgage, within date out of determination so you can (a) in the case of a buy, this new lower of your own revenue cost of this new mortgaged property and you may the appraised value in the course of purchases or (b) in the example of an effective refinancing otherwise amendment, the fresh appraised property value the fresh new mortgaged possessions during the fresh new refinancing otherwise amendment.” [Back]
